When it comes to verifying users and their payment data, email is one of the most important indicators. Email addresses are used for everything from opening bank accounts and credit card applications to social media profiles and ecommerce transactions.
By scoring an email address, Email risk scoring for fraud prevention and trust analysis can quickly identify the likelihood of fraud and decide whether to approve or decline an application or transaction. Email risk scores are calculated by combining multiple factors including the number of patterns in use, email velocity, popularity, and more.
Email Risk Scoring for Fraud Prevention and Trust Analysis
This information is fed into a fraud scoring algorithm to determine an overall risk level of an email address. The score can then be compared with other relevant data points to help prioritize further investigation. This structured process helps to ensure that every user is assessed accurately, maintaining security while optimizing the user experience.
The process also identifies potential threats and vulnerabilities to your organization’s email security, providing the framework for evaluating existing controls and safeguards and developing strategies for mitigation of these risks. In addition, it provides a means for assessing the impact of new technologies on your operations and business processes.
Real-time email & domain scoring is powered by deep pattern recognition checks combined with abuse reports from the IPQS threat network covering over 10B emails. With a simple API request, this unique dataset can be used to instantly detect compromised user & payment data and avoid fraudulent signups, chargebacks and registration abuse.